Does how you spend your money determine how happy you will feel? Why do we go through the spending sprees? These are interesting questions. I do know that the consequences of going through the spending sprees and finding myself deep in debt in the past affected my self-esteem terribly. Every time I went through the spending sprees and eventually realized the damaged I had done, I went through a terrible time where I beat myself up emotionally for messing up. The last time I did this I ended up in the hospital in a deep depression. Every time I would beat myself emotionally, I drilled my mind with so much negative talk it practically destroyed me. The expression you can be your own worse enemy was true for me then, dealing with poor self-esteem because of being deep in debt. It makes you wonder is this worth it to do this to ourselves? I finally got to a point I said to myself enough is enough. I refuse to live this way any longer. I am not happy living this way. Look at the results, there is nothing positive in being deep in debt.
In my determination to control my spending and finding a good way to reduce debt was to develop discipline in my spending. This included taking away all of my so called security: either cutting up credit cards or putting a freeze on them. It meant not taking out any bank or family loans of any kind. Then I had to develop a balanced budget that I knew would control the spending. I also knew for years of beating myself up emotionally from the spending sprees I needed to work on my self-esteem. This meant changing my self-talk into something more positive. This also meant learning to love and forgiving myself for past mistakes.
Do you have Low Self-Esteem?
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